Increase Green Asset Ratio and reduce financed emissions by using the platform to orchestrate your consumer processes and leverage a continuous flow of energy performance data on property level.
Engage with your customers and help them understand and plan their energy renovation activities towards net zero as an embedded part in your key processes.
Unlock aggregated data about your customers and their properties and enhance your risk management, reporting and customer segmentation.
Powering personalized customer dialogues
The Hemma platform empowers financial institutions to engage with customers proactively, fostering a sustainable and energy-efficient future.
Energy performance insights & concrete savings potential
Detailed renovation plans including investment needs
Real-time energy label (EPC) insights
Seamlessly validate transition-related loans
Find installers to get the job done (full service)
Proactive nudging towards sustainable living
Risk management, analytics & insights
Improve the lending process with accurate property energy data and analytics.
Understand the climate vulnerabilities, energy and maintenance cost of the individual property
Detect properties at risk of becoming stranded assets after upcoming regulatory changes
Measure discrepancies between actual data and reported EPC data
Reporting & disclosure data aggregation
Track actual emissions using data with the best available PCAF data quality score (2) and detect drifts from issued EPC by continuously monitoring energy performance.
Migrate to a better data quality score according to the PCAF standard
Validate use of proceeds from green lending
AI-powered API for advanced stock analysis even when bottom-up data is missing
Data driven approach to initiate renewal/update of EPC
Easy conversion and simulation of grid factors, LCA etc.
Detect drifts from issued EPC by continuously monitoring energy performance
Build a lifelong relationship with your customers and help them become more energy efficient.
Improve conversion and quality of customer interactions through real time property data.
Promote products and services based on your customers’ specific needs.
Boost customer engagement & loyalty
Build a lifelong relationship with your customers helping them save money by becoming more energy efficient
Investment and energy potential data
Renovation activities modeling
Rich customer profiles for personalised marketing
Readymade web and mobile UIs
Fully standalone for a zero touch integration and fast time-to-market
Speed up sales & installation process
Improve conversion and quality of customer interactions through accurate real time property data. Promote products and services based on each customers' needs.
Reach properties outside of you current customer base
Rich customer and property profiles for personalised marketing
Personalised suggestions and offers for current and new customers
Less information gathering with automatically collected data
Build a lifelong relationship with your customers and help them become more energy efficient.
Improve conversion and quality of customer interactions through real time property data.
Promote products and services based on your customers’ specific needs.
Strengthen customer engagement & loyalty
Delight customers with data-driven personalised energy renovation plans that help them save money.
Investment and energy potential data
Renovation activities modeling
Rich customer profiles for personalised marketing
Readymade web and mobile UIs
Fully standalone for a zero touch integration and fast time-to-market
Speed up sales & installation process
Improve conversion and quality of customer interactions through accurate real time property data. Promote products and services based on each customers' needs.
Reach properties outside of you current customer base
Rich customer and property profiles for personalised marketing
Personalised suggestions and offers for current and new customers
Less information gathering with automatically collected data
Get started with Hemma’s unique portfolio analysis product
All financial institutions need to understand how their full mortgage portfolio looks in terms of energy performance, potential and GHG emission. In order to underpin transition strategies with actionable data, conducting Hemma’s comprehensive portfolio analysis is a great starting point.
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